A qualified public claims adjuster will act as your advocate and help you navigate the insurance maze so that you can collect full amounts because you are under your policy. You can connect with the best public claims adjuster by clicking on:
After the disaster, victims are often surrounded by questions and offers from general contractors and public courts offering to help them. It’s normal. Just because you’re being asked not to mean anything bad. However, you should be careful and do your thorough test before signing up for their service.
Here are some danger signs that you should keep in mind:
Their costs are outrageous. Most insurance from legitimate public adjusters ranges from 5% to 12% with an average of around 10%. Some public courts may charge higher fees for small claims or when employed in the middle of the claims process.
It is not a decision that must be made in a rush. It can be one of the costliest decisions you can make in your life. Take your time and make sure you feel comfortable with the adjuster you are getting.
Check their website and address. If they have nothing more than a business card, be extra careful. If their only address is the PO Box, that could be another red flag.
It is often better to hire someone locally. Someone who knows the local housing market and reconstruction costs, who understands community resources and how best to use them.
A local PA may also have previous experience working with representatives from major insurance companies in the area and may be able to cut down on a lot of bureaucracy to make sure you get what you value faster.